Welcome to the TLC News Source
Real Estate and Mortgage News Brought to you by The Lending Company
Questions for Newlyweds to Ask
This isn't the first newlywed blog we have written here at TLC, and with it being wedding season, it certainly won't be the last. Big changes are coming your way. A whole new life is in front of you, including the places you will live. Here are a few questions, courtesy of Realtor.com, to keep in mind. First, as a couple, be sure to ask yourselves one very important question: where will we be in five years? Will you have a...
Financing in Retirement
Let's say you or one of your friends or family members is now retired and looking to buy a home that they can spend the remainder of their lives in. Some may be worried that on a set income from...
Easy to Obtain Homeowner’s Insurance Discounts
Homeowner's insurance is one of the expenditures that homebuyers often overlook. It can become expensive, but given the protection it offers you, it is obviously worth the price you pay should something unexpected occur. Fortunately, there are ways to save...
How to Spruce up Your Home With a Little Paint
As a real estate agent, you likely already know the advantages of what a clean looking property can do in terms of your ability to sell it. It makes a world of difference. One way, as relator.com suggests, to make...
Avoid Large Purchases While Buying a Home
When in the process of buying a home, especially if it is your first home, it is easy to succumb to our own enthusiasm and stat preparing for the new home. Some buyers will go out and spend thousands of...
How to Buy a Pet Friendly Home
Many of us in American society own pets and make decisions with ourselves and them in mind. Why should home buying be any different? Depending on the type of pet you own, says Elizabeth Weintraub of About.com, there may be a specific house that fits your -- and your pet's -- needs. When buying a home, we always take into account what we like and what our family will like. But rarely do we take into account what would best suit...
Avoid Making Costly Mistakes
According to Elizabeth Weintraub of About.com, there are three major mistakes that a buyer can make in the home buying process. Each of these mistakes could prove to be costly, eliminating from contention from a house or making you unhappy with the purchase. Number one, according to Weintraub, is not trusting your advisors. The people you hire to work on your behalf are doing just that: they are working on YOUR behalf. Their goal is not to give you bad advice,...
The Lending Company is Hiring: Processing Supervisor
Job Location Corporate Office (Scottsdale Rd and the 101) Job Description: Processing Supervisor Job Summary: Responsible for supervising a team of processors and assist in offsite branch processing guidance. Provide training, and assistance to processing personnel. Oversee daily operations and administrative activities. Ensure...
Should I Buy a Home With My Fiancé Prior to the Marriage?
When a couple gets married, there are big changes that come with their overall lifestyle. Obviously, one of the biggest is the housing arrangement (if they don't already live together). Let's say, for this example, that you and your spouse-to-be...
What is a Motivated Seller and How Far Can You Push Them?
Whenever a homebuyer sees the words "motivated seller" on a listing, a light bulb usually goes off in their head. A motivated seller may mean that the seller is in financial trouble and needs to get out of the home...
Talk to Your Neighbors
Other than just being courteous to those that live in the neighborhood, as a homebuyer, it is always a good idea to approach your prospective neighbors and get a discussion going about the neighborhood. After all, no one is going...
The Lending Company is Hiring: Accounts Payable Clerk
Job Location Corporate Office (Scottsdale Rd and the 101) Accounts Payable Clerk We are seeking an individual that can multi-task and thrives in a fast pace environment in our Accounting Department as a Growing Mortgage Banker. The company is located in the Northeast Valley (Phoenix/Scottsdale border). Responsibilities will include: Review invoices, support documentation and back up. Accuracy of entries into QuickBooks for accounts payable. Entries into our loan origination system to track the cost accounting. Reconcile of accounts on an as needed basis. Reconciling of Branches Expenses. Performs filing and...
The Lending Company Customer Review: Christopher K.
Laura Contreras was the Loan Officer thanked in this customer review. If you would like to speak with her about buying your next home, you can contact them at The Lending Company here: Laura Contreras Loan Officer Phone: 562-691-5800 Mobile: 562-587-7440 Email: lcontreras@thelendingco.com NMLS#: 262280 ...
What is a Lead Paint Disclosure and Should I Avoid Buying a Home with It?
Since 1978, when the federal government banned the use of lead paint in residential homes, houses have been painted with the paint that you see today. But if you are buying a home that was built before that, it is...
Should I Buy a Home Warranty?
When you are finally getting ready to purchase your brand new home, always remember to ask your real estate agent about the possibility of obtaining a home warranty. Often times, you may not even have to pay for it! Sellers...
Take Caution in Falling in Love with a Home
As is the case with anything/anyone you fall in love with, be sure to do your due diligence before falling in love with a particular home on the market. Often times when this happens, buyers will end up making a costly mistake that would put them at an extreme disadvantage. While falling in love with a property is easy to do, it's rarely a good thing. It can result in buyers overpaying for the home, dealing with specificities of the home...
Get it in Writing!
One of the most overstated phrases in American society that people often tend to ignore is that everything you do, whether it is buying a home or a gallon of milk at the store, needs to be in writing. That way, should anything go wrong or legal problems arise, you, as the consumer, have protection. Often times, people tend to rely too much on the idea of a verbal commitment. If a seller says that they are willing to accept your...
